Finance Analyst Development Program

The Commercial Bank Analyst Development Program (ADP) is designed for recent graduates who are eager to start their careers in finance with a focus on leveraged buyouts, acquisition financing, debt refinancing, and recapitalizations. This program offers comprehensive training in underwriting, financial analysis, and credit policies, followed by hands-on experience within the Sponsor Finance Team. As part of the program, you'll develop a broad skillset through formal classes, online coursework, and on-the-job training.

Key Responsibilities:

• Financial Analysis: Prepare cash flow models and historical financial analysis for new and existing borrowers.
• Credit Underwriting: Assist in the underwriting process by conducting industry research and preparing projection models.
• Portfolio Management: Manage accounts post-close, including waiver and amendment requests, and add-on financing requests for existing borrowers.
• New Business: Support the preparation of new business requests, assisting in the structuring of debt solutions.
• Compliance: Maintain credit files and ensure compliance with all First Citizens Bank policies and procedures.
• Systems Proficiency: Develop a firm understanding of First Citizens Bank systems and resources.

Qualifications:

• Bachelor's degree required upon the start of the program.

Preferred:

• Major or concentration in a quantitative field such as math, business, finance, or economics.
• Minimum undergraduate GPA of 3.3 (preferably 3.5).
• Previous internship experience in an analytical role within financial services.
• Strong analytical and quantitative skills.
• Strong verbal and written communication skills.
• Attention to detail and excellent time management skills.
• Ability to problem-solve and work collaboratively in team settings.