Community Mortgage Sales Consultant

Posted Date 02 Jan 2024

Experience	2 Years	Salary	89000USD
Job Type	Full Time	Company	Wells Fargo
Job Category	Sales	Qualification	BS Business
Gender	Both	Last Date	01 Apr
Vacancies	1	Remote	No
Location(s)	New Jersey , United States

Job Description

In this role, you will:

Provide⠀consultation⠀in regards⠀to home⠀financing⠀by⠀educating⠀borrowers⠀on⠀available⠀products⠀and the⠀loan⠀process
Review⠀and⠀complete⠀loan⠀application,⠀pricing⠀loan,⠀locking⠀loan rate⠀and⠀communicating⠀to⠀borrower⠀during⠀loan⠀process in⠀accordance⠀with⠀policies⠀and⠀procedures
Source⠀business⠀from⠀affiliated⠀business⠀partners
Present⠀recommendations⠀for⠀resolving⠀more⠀complex⠀situations
Exercise⠀some⠀independent⠀judgment⠀while⠀developing⠀understanding⠀of⠀function,⠀policies,⠀procedures,⠀and⠀compliance⠀requirements
Provide⠀information⠀to⠀functional⠀colleagues,⠀internal⠀partners⠀and branch⠀managers,⠀including⠀internal⠀or⠀external⠀customers
This⠀SAFE⠀position⠀has⠀customer⠀contact⠀and job⠀duties⠀which may⠀include⠀the⠀offering/negotiating⠀of terms⠀and/or⠀taking an⠀application⠀for a⠀dwelling⠀secured⠀transaction.⠀As such,⠀this⠀position⠀requires⠀compliance⠀with the⠀S.A.F.E.⠀Mortgage⠀Licensing⠀Act of⠀2008 and⠀all⠀related⠀regulations.⠀Ongoing⠀employment⠀is⠀contingent⠀upon⠀meeting⠀all such⠀requirements,⠀including⠀acceptable⠀background⠀investigation⠀results.⠀Individuals⠀in a SAFE⠀position⠀also must⠀meet the⠀Loan⠀Originator⠀requirements⠀under⠀Regulation⠀Z (LO)⠀outlined⠀in the job⠀expectations⠀below

Required Qualifications, US:

2+ years⠀of sales⠀experience,⠀or⠀equivalent⠀demonstrated⠀through⠀one or a⠀combination⠀of the⠀following:⠀work⠀experience,⠀training,⠀military⠀experience,⠀education

Required Qualifications, International:

Sales⠀experience,⠀or⠀equivalent⠀demonstrated⠀through⠀one or a⠀combination⠀of the⠀following:⠀work⠀experience,⠀training,⠀military⠀experience,⠀education

Desired Qualifications: Job Expectations:

This⠀position⠀requires⠀SAFE⠀registration⠀at the⠀time of⠀employment.⠀Wells⠀Fargo will⠀initiate⠀the SAFE⠀registration⠀process⠀immediately⠀after your⠀employment⠀start⠀date. The⠀Nationwide⠀Mortgage⠀Licensing⠀System⠀(NMLS)⠀website⠀(http://fedregistry.nationwidelicensingsystem.org)⠀provides⠀the MU4R⠀questions⠀and⠀registration⠀required⠀for⠀employment⠀in this⠀position.⠀Individuals⠀in Loan⠀Originator⠀(LO)⠀positions⠀must meet⠀the⠀Consumer⠀Financial⠀Protection⠀Bureau⠀qualification⠀requirements⠀and comply⠀with⠀related⠀Wells⠀Fargo⠀policies.⠀The LO⠀qualification⠀requirements⠀include⠀meeting⠀applicable⠀financial⠀responsibility,⠀character,⠀general⠀financial⠀fitness⠀and⠀criminal⠀background⠀standards.⠀A current⠀credit⠀report⠀will be⠀used to⠀assess⠀your⠀financial⠀responsibility⠀and credit⠀fitness,⠀however, a⠀credit⠀score is⠀not⠀included⠀as part of⠀the⠀evaluation.⠀Successful⠀candidates⠀must also⠀meet⠀ongoing⠀regulatory⠀requirements⠀including⠀additional⠀screening,⠀if⠀necessary

We Value Diversity

At Wells⠀Fargo, we⠀believe in⠀diversity,⠀equity and⠀inclusion⠀in the⠀workplace;⠀accordingly,⠀we welcome⠀applications⠀for⠀employment⠀from all⠀qualified⠀candidates,⠀regardless⠀of race,⠀color,⠀gender,⠀national⠀origin,⠀religion,⠀age,⠀sexual⠀orientation,⠀gender⠀identity,⠀gender⠀expression,⠀genetic⠀information,⠀individuals⠀with⠀disabilities,⠀pregnancy,⠀marital⠀status,⠀status as⠀a⠀protected⠀veteran or⠀any other⠀status⠀protected⠀by⠀applicable⠀law.

Employees⠀support⠀our focus⠀on⠀building⠀strong⠀customer⠀relationships⠀balanced⠀with a⠀strong⠀risk⠀mitigating⠀and⠀compliance-driven⠀culture⠀which⠀firmly⠀establishes⠀those⠀disciplines⠀as⠀critical⠀to the⠀success of⠀our⠀customers⠀and⠀company.⠀They are⠀accountable⠀for⠀execution⠀of all⠀applicable⠀risk⠀programs⠀(Credit,⠀Market,⠀Financial⠀Crimes,⠀Operational,⠀Regulatory⠀Compliance),⠀which⠀includes⠀effectively⠀following⠀and⠀adhering⠀to⠀applicable⠀Wells⠀Fargo⠀policies⠀and⠀procedures,⠀appropriately⠀fulfilling⠀risk and⠀compliance⠀obligations,⠀timely and⠀effective⠀escalation⠀and⠀remediation⠀of issues,⠀and making⠀sound risk⠀decisions.⠀There is⠀emphasis⠀on⠀proactive⠀monitoring,⠀governance,⠀risk⠀identification⠀and⠀escalation,⠀as well as⠀making⠀sound risk⠀decisions⠀commensurate⠀with the⠀business⠀unit's⠀risk⠀appetite⠀and all⠀risk and⠀compliance⠀program⠀requirements.

Candidates⠀applying⠀to job⠀openings⠀posted in⠀US: All⠀qualified⠀applicants⠀will⠀receive⠀consideration⠀for⠀employment⠀without⠀regard to⠀race,⠀color,⠀religion,⠀sex,⠀sexual⠀orientation,⠀gender⠀identity,⠀national⠀origin,⠀disability,⠀status as⠀a⠀protected⠀veteran,⠀or any⠀other⠀legally⠀protected⠀characteristic.

Candidates⠀applying⠀to job⠀openings⠀posted in⠀Canada:⠀Applications⠀for⠀employment⠀are⠀encouraged⠀from all⠀qualified⠀candidates,⠀including⠀women,⠀persons⠀with⠀disabilities,⠀aboriginal⠀peoples⠀and⠀visible⠀minorities.⠀Accommodation⠀for⠀applicants⠀with⠀disabilities⠀is⠀available⠀upon⠀request in⠀connection⠀with the⠀recruitment⠀process.