Maintain &⠀manage an⠀assigned⠀portfolio⠀with⠀existing⠀corporate⠀clients to⠀retain &⠀grow their⠀banking⠀relationships⠀in a⠀profitable⠀manner and⠀in line⠀with⠀assigned⠀business⠀growth⠀targets.⠀Besides⠀managing⠀his/her⠀own⠀portfolio,⠀the ARM⠀will⠀support⠀the⠀Relationship⠀Manager on⠀day to day⠀activities.
Identify,⠀solicit⠀and⠀acquire⠀new⠀corporate⠀clients in⠀line with⠀approved⠀corporate⠀strategies⠀for⠀Assets,⠀Liabilities,⠀Trade and⠀Treasury⠀Sales.
Structure⠀appropriate⠀credit⠀lines in⠀conformity⠀with the⠀Bank’s⠀underwriting⠀standards⠀and risk⠀adjusted⠀targets⠀after⠀thorough⠀analysis⠀of⠀information⠀necessary⠀for the⠀preparation⠀of a⠀detailed⠀credit⠀proposal.
Making⠀regular⠀visits to⠀clients⠀for both⠀monitoring⠀and⠀business⠀generation⠀purposes.
Establish⠀good⠀liaison⠀with⠀customers⠀for their⠀day to day⠀banking⠀requirements⠀and⠀professionally⠀manage⠀security⠀documentation⠀requirements.
Conduct⠀account⠀planning⠀with⠀Client⠀Service⠀Team⠀Members &⠀cross⠀selling⠀other⠀products &⠀services⠀to⠀commercial⠀clients to⠀ensure⠀multi-product⠀relationship⠀and⠀greater⠀Share of⠀wallet.⠀Facilitating⠀other⠀lines of⠀business⠀in⠀exploiting⠀business⠀opportunities⠀through⠀referrals⠀to⠀Wealth/Consumer⠀Banking
Establish⠀effective⠀&⠀professional⠀communication⠀(both⠀internal⠀and⠀external)⠀to ensure⠀turnaround⠀time⠀within⠀designated⠀parameters⠀and higher⠀client⠀satisfaction⠀levels.
Ensure⠀timely and⠀accurate⠀credit⠀administrations⠀through⠀timely⠀completion⠀of annual⠀reviews⠀and⠀regular⠀monitoring⠀of⠀financials,⠀covenants⠀and other⠀parameters⠀within the⠀review⠀cycle.
Comply⠀with⠀internal⠀audit⠀requirements⠀in line⠀with the⠀policy⠀guidelines,⠀to ensure⠀high⠀standards⠀of⠀uniformity⠀and⠀consistency⠀across the⠀Bank
Keep⠀abreast of⠀developments⠀in the⠀local⠀business⠀environment⠀to spot⠀business⠀opportunities.⠀Contribute⠀to the⠀planning⠀process in⠀order to⠀develop⠀corporate⠀business⠀strategies.
Develop⠀a strong⠀level of⠀local⠀contacts⠀with the⠀local⠀business⠀and⠀financial⠀institutions⠀community